• Business Insurance

  • Business/Commercial Insurance in Clinton County IL

    Our professionals at S/S Insurance help a variety of business, both large and small, and offer coverage to meet the specific needs of businesses in Lebanon, Mascoutah, New Baden, and throughout Clinton, Madison, and St. Clair Counties. Our business is to protect your business; to help you preserve your hard-earned assets with the proper business insurance coverage. We have many options to suit your needs; talk to an agent about your company. Our commercial coverage options include:

    • General Liability Insurance
    • Commercial Property Insurance
    • Commercial Auto Insurance
    • Worker’s Compensation Insurance
    • Contractor’s Insurance
    • Professional Liability Insurance
    • Builder’s Risk Insurance
    • Commercial Umbrella Insurance
    • Contractor’s Performance Bonds
    • Group Life Insurance
    • More…
  • Restaurant Insurance for Clinton County IL

    If you own a business, you need different types of insurance for liability, property, and more. If you own a restaurant, you need special restaurant insurance to protect against risks faced, exclusively, by restaurant owners. At S/S, we provide restaurant coverage for eateries in Lebanon, Mascoutah, New Baden, and throughout Clinton, Madison, and St. Clair Counties.

  • A Restaurant Insurance Policy Provides:

    • General Liability Coverage
    • Product Liability Coverage
    • Liquor Liability Coverage
    • Vehicle Liability
    • Property Coverage
    • Business Contents Coverage
    • Equipment Coverage
    • Food Contamination Coverage
    • Loss of Income Coverage
    • Coverage Against Crimes
  • Vineyards, Winery, & Distillery Insurance

  • We cover everything from vine to wine!

    If you’re in the wine or alcohol business, the unpredictable nature of these industries puts winemakers, distillers and other investors at risk of losing out if they’re not properly insured. Whether you’re worried about weather ruining your crop, or you’re worried about leakage that causes you to leak money, S & S Insurance is here to help with the things you need to keep your business and your passion safe from harm. With that in mind, we’re proud to offer winery, vineyard and distillery insurance products from Markel, a trusted name in throughout the winemaking industry. Read more below about how we can help you!

  • Types of Wine, Vineyard, & Distillery Insurance

    While wineries, vineyards, and distilleries may all have something to do with alcohol, they all aren’t created equal. That’s the benefit of a policy through us from Markel – they offer a range of options that can be catered to fit your specific needs and not one blanket policy that will leave important risk factors exposed. Take a look at the types of insurance that Markel can offer for your business, and feel free to contact our staff with questions about anything you’ve read.

  • A Vineyard, Winery, or Distillery Insurance Provides:

    • Building Insurance
    • Blanket Insurance
    • Replacement Cost Insurance
    • Agreed Amount Insurance
    • Wine Leakage Insurance
    • Wine Market Value Insurance
    • Wine Contamination Insurance
    • Mobile Agricultural Equipment Insurance
    • Employee Dishonesty
    • Broad Form Money Coverage
    • System & Mechanical Breakdown
    • Dwelling and High-Value Home Insurance
    • Personal Contents and Scheduled Property
    • Personal Liability
    • Vineyard Chemical Drift Pollution Liability
    • Liquor Law Liability
    • Festival Liability
    • Limited Product Recall
    • Comprehensive Auto Liability
    • Automobile Physical Damage
    • Workers’ Compensation Insurance