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Click below for more information on:

 Disability Insurance

 Long-term Care

Long-term Care Annuity

 Long-term Care Life

Health Insurance

If you're self-employed or not covered by your employer, an individual health insurance plan provides protection and peace of mind for you and your family. High deductible plans are available with Health Savings Accounts: tax-advantaged savings that you can use for your medical expenses.

What is an HSA? It's an innovative and practical savings account for your medical bills that you can set up with us. You won't pay tax on the funds you deposit or the interest you make. Use your funds to pay for your qualified medical expenses, or start a nest egg for retirement. Your money stays yours. Since your balance rolls over each year, "use it or lose it" doesn't apply.

Is Individual Medical Insurance right for me?

It can be if you fall into any of the categories below:

• Self-Employed
• Not covered by your employer
• Working part time
• Retiree not yet eligible for Medicare
• Not employed and unsure when you'll get coverage

Learn more about what all of this means by clicking a category below:

Major Medical

Health Savings Account 

Critical Illness

Medicare Supplement 

Short and Long Term Disability 

Before choosing a disability insurance policy, consider what your financial situation would be if you suddenly lost your ability to work and earn an income. Everyone’s financial situation is different. 

Accident Only Short-Term Disability

This policy will pay you a monthly benefit if you are unable to work due to a disabling accident. It does not cover disability due to sickness. The cost of this policy is generally lower than the cost of policies covering both accident and sickness-related disabilities.

Long-term Care/Disability Insurance 

This policy will pay you a monthly benefit if you are unable to work due to a disabling accident or sickness. You can tailor this policy by selecting the elimination period, benefit period and optional riders that would best meet your needs.




Learn more about Health Insurance.






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