• Business Insurance

  • Business/Commercial Insurance in Clinton County IL

    Our professionals at S/S Insurance help a variety of business, both large and small, and offer coverage to meet the specific needs of businesses in Lebanon, Mascoutah, New Baden, and throughout Clinton, Madison, and St. Clair Counties. Our business is to protect your business; to help you preserve your hard-earned assets with the proper business insurance coverage. We have many options to suit your needs; talk to an agent about your company. Our commercial coverage options include:

    • General Liability Insurance
    • Commercial Property Insurance
    • Commercial Auto Insurance
    • Worker’s Compensation Insurance
    • Contractor’s Insurance
    • Professional Liability Insurance
    • Builder’s Risk Insurance
    • Commercial Umbrella Insurance
    • Contractor’s Performance Bonds
    • Group Life Insurance
    • More…
  • Clinton County IL Farm and Crop Insurance

    In Lebanon, Mascoutah, New Baden, and throughout Clinton, Madison, and St. Clair Counties, the family farm is more than a source of income; it is your home, often handed down generation to generation. Your priceless family plot needs the best insurance protection from the many risks faced in today’s world. Many farmers do not have protection for commonly encountered agricultural risks.

  • A Farm and Crop Policy Protects Against:

    • Farm Employees - provides protection for hired hands, relatives, even the neighbor coming over to help out.
    • Intake - Covers the repairs needed when tractors and other farm equipment intake foreign objects that cause damage.
    • Collision and Overturn - Protects against collisions and overturns that damage farm equipment.
    • Equipment Breakdown - This coverage will protect against equipment failure, pay for extra expenses incurred and pay for the loss of income when equipment breaks down.
    • Home Business Coverage - Coverage for the business can be added to the farm policy at a rate much more affordable than a stand-alone policy.
  • Crop Coverage

    Crop coverage provides protection against physical damage done to crops and fields hail, fire, drought, and other natural disasters. Also, if a grower has coverage and bumper crop yields or higher prices become apparent, coverage can be increased during the growing season to cover the value of the crop. Specific coverage’s provided include: 

    • Fire Department Service Charges
    • Transit coverage
    • Catastrophe Loss Coverage
    • Replanting coverage
    • Wind Coverage
    • Theft Coverage
    • More…
  • ***Talk to an agent about all your options for crop coverage!***

  • Restaurant Insurance for Clinton County IL

    If you own a business, you need different types of insurance for liability, property, and more. If you own a restaurant, you need special restaurant insurance to protect against risks faced, exclusively, by restaurant owners. At S/S, we provide restaurant coverage for eateries in Lebanon, Mascoutah, New Baden, and throughout Clinton, Madison, and St. Clair Counties.

  • A restaurant insurance policy provides:

    • General Liability Coverage
    • Product Liability Coverage
    • Liquor Liability Coverage
    • Vehicle Liability
    • Property Coverage
    • Business Contents Coverage
    • Equipment Coverage
    • Food Contamination Coverage
    • Loss of Income Coverage
    • Coverage Against Crimes